Ten tips to reduce your expenses!

The consumer price index is rising. How do you deal with rising prices for fuel or basic needs, for example? The blue News editorial team offers you simple solutions so that inflation does not blow your budget.

There are solutions that won’t break your budget. (illustrative image)

KEYSTONE

Although inflation in Switzerland is lower than abroad due to the strength of the Swiss franc, it reached 2.5% in our country in April. “Currently, the pressure comes mainly from two factors (…): the increase in the prices of raw materials, energy and certain foodstuffs, and delivery times linked to global bottlenecks at the production and transport levels,” he explained to Andréa Maechler, member of the Management Board the SNB in ​​an interview with the magazine Bilan.

On the other hand, if the consumer does not have the opportunity to intervene worldwide, he can implement simple solutions in order not to let his budget explode due to rising prices. Here are ten tips that our editors have collected.

Ten simple savings tips

  • Switch to public transport
  • Slow down
  • Set a budget
  • Change small consumption habits
  • Compare similar products in different stores
  • Track in-store promotions
  • Think anti-waste apps
  • Turn off lights and electronic devices
  • Turn down the heating
  • Think about renewable energy

As early as March, the Fédération Romande des Consommateurs (FRC) dedicated a dossier to the phenomenon of inflation. It contains various tips for saving, which are stored with numbers.

On my way

With gas prices on the rise, it’s a good idea to do so whenever possible prefer public transport. Compared to the annual cost of a car (estimated at CHF 10,280), a general SBB subscription (CHF 3,860) is significantly cheaper. For a family, the benefit is less, but using public transport remains more beneficial than using the car, the FRC points out.

For everyone who cannot do without their car, theenvironmentally conscious driving is an alternative that allows you to use less fuel. This driving style would save up to 20% fuel simply by using the right reflexes at the wheel. This includes, for example, not leaving the air conditioning running, keeping your speed as constant as possible, limiting braking or monitoring tire pressure.

Reducing the speed also has a strong effect. The FRC states, for example: “For the average Swiss person who travels 37 km a day, driving at 100 km/h instead of 120 in this example enables savings of 22 liters per month”, which currently corresponds to around fifty francs.

In business

When we spend without really paying attention, we don’t necessarily realize the size of our purchases or the opportunities to save. Putting the inputs and outputs of our wallet on paper is a trick to see more clearly. Found a budget is a good way to stay in control and see which expenses can be reduced or avoided.

Of small changes in our habits Day-to-day business can quickly turn out to be very profitable. For example, instead of buying drinks, it’s easy to get a bottle to carry with you and fill with water throughout the day.

Expensive, meat is also an issue that can be easily mitigated. The point is not to do without summer barbecues entirely, but to reduce consumption a little. And it’s good for your health too, because nutritionally, eating meat two to three times a week is more than enough.

Without spending all your time in business, it can still be very profitable compare offers from several different brands. Significant price differences can exist for the same product. Finally, that good old deeds are also not to be neglected, they know how to recognize!

That anti-waste applications, like Too Good To Go, can also result in significant savings. It’s a matter of registering to collect unsold items at the end of the day in various stores, from bakeries to groceries to conventional supermarkets and restaurants. An initiative that also aims at the good of the planet, since without the existence of this service all these goods would be thrown away.

At home

It is also possible to save at home. As Bon à savoir magazine reminds us, simple gestures can be performed effortlessly, such as Turn off unnecessary lights in his house or Turn off electronic devices when you are done using it. It’s about turning off the chargers because they continue to consume while they’re plugged in, even if they’re not working. A good system is to use a switchable power strip.

Let’s think about it when the summer is over Turn down the heating its accommodation is also a measure that should not be neglected. A very small degree less, and according to SuisseEnergie there are already 6% energy savings.

And if you’re a homeowner and you heat with oil or gas, maybe it’s time to do it think about renewable energy. The basic investment is high, but the savings become visible in the longer term. The FRC cites this example: “The annual costs of a heat pump with a geothermal probe already enable savings of 373 francs per year compared to oil heating and 766 francs compared to a gas boiler”. In addition, all cantons and the federal government now offer subsidies for switching to a more sustainable heating method.


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